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Affordable Loan Consultancy – PMEGP, Mudra, MSME & More

Loan Assistance | Hassle-Free Processing100% Digital Process | Quick Approval | Minimal Documentation

Affordable Loan Consultancy – PMEGP, Mudra, MSME & More

Note: – Required Monthly Income More then ₹ 20,000

Submit your Details here For Loan Process

    Disclaimer: By Submitting , You consent to be contacted  By our team or lending Partner. but this form submisiion does not give guarantee for approval of loan.

    Loan Eligibility Checklist – What You Need to Apply

    Application Submission

    Begin by filling out the loan application form and uploading the necessary KYC and income documents. Our user-friendly process ensures you can apply easily online from anywhere, saving time and effort in getting started with your loan.

    Verification & Evaluation

    Once your application is received, our team verifies your documents and checks eligibility based on credit profile, income, and loan type. This ensures transparency and accuracy before moving forward to the approval stage for faster loan processing.

    Approval & Disbursement

    After successful verification, the loan is approved and funds are disbursed directly to your bank account. You’ll receive confirmation instantly, ensuring a smooth, secure, and hassle-free experience from start to finish with complete transparency and customer support.

    Eligibility Criteria for a cishfirm customer

    Submit Details

    Fill out the loan application form with accurate personal and financial details.

    Upload Documents

    Submit required KYC, income, and business documents for verification.

    Get Approved

    Our team reviews eligibility and approves the loan .

    Transfer to Account

    Loan amount is disbursed securely to your bank account.

    Representative example:

    Suppose you avail a Personal Loan of ₹1,00,000 at an interest rate of 9% p.a. for a 12-month tenure.

    A processing fee of 2% (₹2,000 + GST = ₹2,360) and a line setup fee of ₹499 + GST = ₹588 are applicable and payable before activation.

    Over the loan period, the total interest payable amounts to ₹4,942, bringing the total repayment amount to ₹1,04,942.
    Your monthly EMI will be approximately ₹8,745.

    Loan Details (Mandatory Disclosures)

    Loan Amount Range: Rs 10,000 to Rs 30,00,000 

    Repayment Tenure: Minimum 12 Month to 84 Months

    Annual Percentage Rate (APR): 12% to 28% Per Annum

    Processing Fees: 2%b to 4% of Loan Amount 

    → Personal Loan With Aadhar card and PAN Card Only without Any Employment or Business ←

    A feature-rich Personal Loan with multiple benefits

    A loan offers quick financial support to meet personal or business needs without affecting savings. It provides flexible repayment options, competitive interest rates, and easy documentation, helping you achieve goals like home ownership, business expansion, or emergency funding conveniently and securely.

    ✘. No collateral/security

    A no-collateral loan allows you to borrow funds without pledging any assets or security. It ensures quick approval, minimal documentation, and flexible repayment options, making it ideal for salaried individuals, entrepreneurs, and small businesses seeking hassle-free financial assistance with complete peace of mind.

    ✘. Flexible repayment tenure

    Flexible payment options allow borrowers to choose convenient EMI plans based on their income and budget. You can adjust tenure, repay early, or make part-payments easily. This flexibility ensures better financial control, reduced burden, and a smooth loan repayment experience tailored to your needs.

    ✘. Multi-purpose high loan amount with no restrictions on usage

    A multi-purpose loan offers a high loan amount with complete freedom of usage. You can use the funds for any personal or business need—such as home renovation, education, travel, or expansion—without restrictions, ensuring financial flexibility and convenience when you need it most.

    ✘. No hidden charges

    Our loans come with complete transparency and no hidden charges. All fees, interest rates, and processing costs are clearly disclosed upfront, ensuring you know exactly what you’re paying. Enjoy a fair, honest, and hassle-free borrowing experience with full financial clarity.

    ✘. Zero foreclosure/pre-payment charges

    Enjoy the freedom to close your loan anytime with zero foreclosure or pre-payment charges. You can repay the loan early without penalties, saving on interest costs and achieving financial independence faster, with complete flexibility and transparency throughout the repayment journey.

    Why you should choose Personal Loan

    1. Business Expansion

    A loan helps entrepreneurs grow their businesses by funding new projects, purchasing equipment, or increasing working capital. It ensures smooth operations, boosts productivity, and supports long-term business goals without disrupting daily cash flow.


    2. Home Renovation

    Upgrade or remodel your home without financial stress. A loan provides the funds needed for repairs, interiors, or renovations, allowing you to enhance your living space while repaying conveniently through affordable EMIs.


    3. Education Support

    Loans make higher education accessible by covering tuition fees, accommodation, and other academic expenses. It helps students and parents pursue dreams without immediate financial pressure, supporting a brighter future through quality education.


    4. Medical Emergencies

    In times of unexpected health issues, a loan offers quick financial assistance for medical bills, treatments, and hospital expenses. It provides peace of mind and ensures timely access to quality healthcare when it matters most.


    5. Debt Consolidation

    Combine multiple high-interest debts into one manageable loan with lower interest rates. This simplifies repayment, reduces financial burden, and helps improve your credit profile while giving you greater control over your finances.

    Responsible Lending

    Responsible lending ensures that loans are offered ethically and transparently, keeping the borrower’s financial well-being in focus. It involves fair assessment of repayment capacity, clear communication of terms, and full disclosure of charges — ensuring trust, transparency, and long-term financial stability for every customer.

    Types of loans in India each serving different financial needs:

    1. Personal Loan

    Unsecured loan for personal needs like travel, medical expenses, home renovation, or education. No collateral required, quick approval, and flexible EMIs.


    2. Home Loan

    Used to purchase, build, or renovate a house. Offers long repayment tenure and tax benefits under Sections 80C and 24(b) of the Income Tax Act.


    3. Business Loan

    Provides financial support to start, expand, or manage business operations. Suitable for SMEs, startups, and entrepreneurs needing working capital or equipment finance.


    4. MSME Loan

    Designed for Micro, Small, and Medium Enterprises to grow operations, buy machinery, or increase production capacity. Supported by government schemes for easier access.


    5. Mudra Loan

    Offered under the Pradhan Mantri Mudra Yojana (PMMY) for small businesses and startups. Divided into Shishu, Kishor, and Tarun categories based on funding needs.


    6. PMEGP Loan

    The Prime Minister’s Employment Generation Programme (PMEGP) loan promotes self-employment and entrepreneurship by providing financial assistance for new projects or small industries.


    7. Education Loan

    Helps students finance higher education in India or abroad, covering tuition, living costs, and other academic expenses with flexible repayment options.


    8. Vehicle Loan

    Loan for purchasing two-wheelers or four-wheelers, available for both personal and commercial use. Offers competitive interest rates and convenient repayment tenur

    HOW TO APPLY FOR A LOAN?

    Step 1: Choose Loan Type
    Select the loan that fits your financial need — personal, business, MSME, or home loan.

    Step 2: Fill Out the Application Form
    Provide your personal, financial, and employment details accurately in the online or offline form.

    Step 3: Submit Required Documents
    Upload or submit KYC documents, income proof, and other necessary paperwork for verification.

    Step 4: Verification & Approval
    The lender reviews your application, verifies documents, and checks eligibility before approving the loan.

    Step 5: Loan Disbursement
    Once approved, the sanctioned amount is disbursed directly to your bank account quickly and securely.

    Why Choose Us?

    Provide the best loan consultation  services and our experience staff help you. Less document and  approvel process of passages.

    Expert Financial Guidance

    Our team of experienced loan consultants helps you choose the right loan product based on your needs and eligibility.

    Transparent & Trustworthy Service

    We believe in complete transparency—no hidden fees, no misleading terms—just honest and reliable financial support.

    Multiple Loan Options

    Access a wide range of loans including Personal, Business, MSME, Mudra, and Home Loans—all under one platform.

    Customer-Centric Support

    We prioritize your satisfaction with dedicated assistance, from application to disbursement, ensuring a smooth experience at every step.

    Quick & Hassle-Free Processing

    Experience loan approval consultation with minimal paperwork and instant updates throughout the process for complete convenience.

    2k+

    Daily Consultaion

    85%

    Clint Satisfaction Rate

    278 +

    Staff Members

    25k +

    Happy Customers

    Explore a world of financial support with Cashfirm

    1. Personal Loan

    Description:
    A personal loan provides quick financial help for personal needs such as medical emergencies, travel, education, or home renovation without requiring collateral.

    Processing:
    Simple online application, quick verification of income and credit score, and instant approval for eligible applicants.

    Required Documents:
    PAN Card, Aadhaar Card, income proof (salary slips or bank statements), and recent passport-size photographs.


    2. Mudra Loan 

    Description:
    The Mudra loan  supports small businesses, startups, and entrepreneurs with affordable financing under Shishu, Kishor, and Tarun categories.

    Processing:
    Submit your business proposal to a recognized bank or NBFC. After verification, funds are sanctioned based on project requirements.

    Required Documents:
    Aadhaar Card, business proof, project report, bank statements, and business registration certificate.


    3. MSME Loan

    Description:
    MSME loans are designed to help Micro, Small, and Medium Enterprises expand operations, buy machinery, or improve cash flow.

    Processing:
    Apply online or through a financial institution. After KYC and business verification, the loan is processed quickly.

    Required Documents:
    Business registration proof, GST certificate, bank statements, ITR, Aadhaar, PAN, and financial statements.


    4. PMEGP Loan

    Description:
    The  PMEGP loan loan promotes self-employment by providing financial assistance for new manufacturing or service units.

    Processing:
    Apply online through the official PMEGP portal. Applications are reviewed by KVIC/KVIB/DIC for approval and subsidy eligibility.

    Required Documents:
    Project report, Aadhaar, PAN, educational qualification proof, business plan, and bank passbook.


    5. Business Loan

    Description:
    A business loan helps entrepreneurs meet financial needs like working capital, inventory purchase, or business expansion without affecting operations.

    Processing:
    Fill out the application form, provide financial details, and get approval after document verification and credit assessment.

    Required Documents:
    Business registration proof, GST details, bank statements, ITR, Aadhaar, PAN, and address proof.


    6. Home Loan

    Description:
    A home loan helps you buy, build, or renovate your dream house with affordable EMIs and attractive interest rates.

    Processing:
    Submit your application with property details, undergo credit verification, and receive loan sanction after legal and technical checks.

    Required Documents:
    Identity proof, address proof, income documents, property papers, and bank statements.

    Rates & Charges

    When applying for a personal loan, it’s important to understand all the costs involved beyond the standard interest rate. These are typically divided into General Fees, Miscellaneous Fees, and Foreclosure Fees.


    General Fees

    Processing Fee:
    Up to 1.7% of the loan amount + GST
    A one-time, non-refundable charge applied during loan processing, payable even if the loan is not sanctioned.

    Penal / Additional Interest:
    2% per month + GST on the overdue amount.
    Applicable if any EMI is delayed; the borrower must pay both the pending EMI and additional interest.


    Miscellaneous Fees

    Bounce Charges: ₹450 per dishonoured cheque/payment instrument + GST
    Mandate Rejection Service Charge: ₹400 + GST
    Instrument Swap Charges: ₹450 + GST
    CCOD Annual Maintenance Charges: 0.30% of Dropline Amount + GST or ₹750 (whichever is higher), deducted annually after 15 months.
    Loan Cancellation Charges: 1.75% of the loan amount or ₹5,350 (whichever is higher) + GST
    Outstation Collection Charges: ₹150 + GST per repayment tenure
    Statement of Accounts (Soft Copy): Free of cost
    Duplicate NOC: ₹500 + GST
    Duplicate Repayment Schedule (Soft Copy): Free of cost
    Post-Dated Cheque Charges: ₹650 + GST


    Foreclosure Fees

    Pre-closure Charges:
    Nil – You can repay your loan early anytime without any foreclosure or prepayment penalties.

    Foreclosure Letter Charges:
    Soft Copy – Free of cost


    Our Service Locations

    We proudly offer services across India, with a strong presence in major cities including:
    Mumbai, Chennai, Kolkata, Hyderabad, Ahmedabad, Surat, Kanpur, Pune, Nagpur, Raipur, Jaipur, Lucknow, Indore, Srinagar, Varanasi, and New Delhi.


    Highlights

    • Loan Amount: Up to ₹30 Lakhs

    • Process: 100% Digital & Paperless

    • Approval: Fast and Hassle-Free

    Our Address:

    68, Janpath Rd, Atul Grove Road, Janpath, Connaught Place, New Delhi, Delhi 110001, India

    Submit Application Here..